Vehicle repossession in Alabama
RCI covers 30 Alabama cities and 40 ZIP codes direct from our Columbus, GA hub — right across the Chattahoochee from Phenix City. Licensed, insured agents, secure storage, and audit-ready documentation on every unit.
Alabama at a glance
30Cities direct
40ZIP codes
67Counties in state
9,900Sq miles covered
ColumbusDispatch hub
Area codes
205251256334659938
Alabama, county by county
Tap a county for detailsBlue counties are inside our direct ZIP-code footprint. Everything else is extended coverage — submit your request HERE and we'll give you a quote.
Selected countyNone selectedTap any county on the map
Direct coverage — in our ZIP footprint
Extended coverage — by arrangement
Hub county
Where we run in Alabama
Mileage measured from our nearest hubEvery covered city shows the distance to the hub that serves it — that's the drive our truck makes to your unit.
Alexander CityZIPs 35010
68 mi · ColumbusAuburnZIPs 36830–36832
38 mi · ColumbusDothanZIPs 36301–36305
95 mi · ColumbusEnterpriseZIPs 36330
96 mi · ColumbusEufaulaZIPs 36027
48 mi · ColumbusMontgomeryZIPs 36104–36117
90 mi · ColumbusOpelikaZIPs 36801–36804
32 mi · ColumbusOzarkZIPs 36360
82 mi · ColumbusPhenix CityZIPs 36867–36870
3 mi · ColumbusTroyZIPs 36079, 36081
78 mi · ColumbusTuskegeeZIPs 36083
47 mi · ColumbusValley / LanettZIPs 36854, 36863
33 mi · ColumbusExtended coverage — by arrangement
Areas outside our typical footprint. We can still take these orders — submit your request HERE and we'll give you a quote.
Anniston · 110 miSelma · 130 miBirmingham metro · 140 miHuntsville · 210 miMobile · 250 mi
Repossession in Alabama: what lenders should know
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Self-help repossession is permittedAla. Code § 7-9A-609 allows a secured party to repossess without judicial process if it can be done without a breach of the peace.
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No breach of the peace — strictly enforcedEntering a closed garage, cutting locks, or continuing over a debtor's objection can void the repo and create liability. Our agents disengage and re-attempt.
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No state repossession licenseAlabama has no repossession agency licensing; lender due diligence falls on insurance, process, and track record — we provide documentation for all three.
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Post-repossession noticesUCC Article 9 disposition notices apply before sale; we timestamp recovery and storage records so your notice timeline is defensible.
Summary for planning purposes only — not legal advice. Requirements change; confirm current law with your counsel.
Alabama market snapshotSend an Assignment →
Population5.1M
Registered vehicles~5.3M
Median household income$59K
Our nearest hubColumbus, GA